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 HOME   Has anyone ever had a credit payment made late because the company didn't put the check through in time?
Has anyone ever had a credit payment made late because the company didn't put the check through in time?
Published by: anonym 2009-01-08
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  • Providian Sub-prime Credit Cards::
    the company had the subprime credit card market largely to itself--and it made the most of it. He was more motivated by money than anyone Ive ever met.
    http://faculty.msb.edu/homak/HomaHelpSite/WebHelp/Providian_Sub-prime_Credit_Cards.htm
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    I've read that sometimes companies will hold the check until after the grace period and then hit you with fees and charges for a "late payment". Is this true? Has anyone had this happen? Our mortgage payment was sent over a week ago and still hasn't cleared the bank, and tomorrow it will be considered late. I'm worried that this is what is happening. Is there anything I can do to stop it from happening right now? Obviously I need to try and send the payment in sooner, but we didn't have the money until DH got paid, and I even sent the check a few days before his direct deposit came in.
    Facts Consumers Should Know Before Using A Credit Repair Company::
    Have you ever wondered about those ads you see from companies and law firms which offer to fix your credit for a low (just because you had better credit)
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    Business Credit News Business Credit News::
    when she received a raise three times, the company had not increased its impact your personal credit is if you default on the line or make late payments.
    http://www.bcscredit.com/blog/?cat=1
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    Should I call the company and find out if they know anything? Should I cancel the check number and just pay online even though it's a $10 surcharge for paying online?
  • Rip-off Report: JP Morgan, Chase Auto Finance illegal tactics dishonest ::
    two more months (which the payments were made, but late) Chase informed us they no one has the right to run a credit report on anyone without that
    http://www.ripoffreport.com/reports/0/235/RipOff0235876.htm
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    Berkeley Parents Network: Credit Cards::
    single payment Ive made has been on time - I have NEVER had one late payment on if I am ever late with a payment, including jacking the interest
    http://parents.berkeley.edu/recommend/legal/creditcard.html
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  • Yes, but since then I mail them in early so that won' t happen to me again. Yes, call the company.


  • If you are in foreclosure and have multiple past dues, the bank doesn't have to accept the payment check. If you are writing about a regular payment, call the customer service number and see if the check was received they should have at least that information. If they have no record cancel the check and make a payment over the phone. It will cost you extra money but will save your credit score.
  • Documents show keys to mayors cover-up | Freep.com | Detroit Free Press::
    old text messages were no longer available because the company had a new owner. was supposed to be the last anyone ever heard of Mayor Kwame
    http://www.freep.com/apps/pbcs.dll/article?AID=/20080228/NEWS01/802280403
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  • This is a credit card company scam. Pay your credit card bills on-line to defeat it. schedule your payment to be taken out 2 days before it is due. If you don't have the money to make the payment on time you need to stop using credit cards, you are falling into the credit card debt trap my friend. Look up Daveramsey.com from help. Otherwise, I am a National Credit Consultant at Global Advantage Credit Solutions, give me a call at work if you have any further questions, or if you have a low credit score. Jason - 877.337.2673 X1010


  • I don't think they can hold it like that--I think they credit your account as soon as they get the check from you, they don't wait for it to clear first.
    They will definitely charge a late fee if they don't get it in time, even if you mailed it before the due date.

    Don't stop payment just yet because if they have it then the check will bounce and they will charge you a fee for that. Call the mortgage company and ask them if they've received your payment...they may have gotten it but it just hasn't cleared your bank yet. IF they don't have it ask them if you can make a payment over the phone and then do the stop payment.


  • Yes, this is the new thing in credit cards. Yes call the company and get the charges drop, because if you don't they can do a late report on your credit report. Don't do the online fee that nuts





  • What dress should i wear for an interview ?
    Financial Representative =Insurance salesman?

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